Deferred Authorizations
Use this information to process a deferred authorization. This payment service enables you to process a delayed authorization request when real-time submission of the request is not possible due to connectivity issues, system outages, or other limitations.
Review these requirements for a deferred authorization transaction:
- Include this field in the authorization or sale request:
processingInformation.authorizationOptions.deferredAuthIndicator. - Submit the authorization request within 24 hours of the original transaction date. This requirement applies to non-transit industries.
Supported Card Types
These card types support deferred authorizations:
- Mastercard
- Visa
Endpoints
POST /pts/v2/payments
POST /pts/v2/payments
Example
{ "clientReferenceInformation": { "code": "test123", "transactionId": "uniqueValue123", "partner": { "thirdPartyCertificationNumber": "testTPCN" } }, "processingInformation": { "capture": true, "commerceIndicator": "retail", "authorizationOptions": { "deferredAuthIndicator": true } }, "paymentInformation": { "card": { "type": "001" } }, "orderInformation": { "amountDetails": { "totalAmount": "9900.00", "currency": "USD" } }, "pointOfSaleInformation": { "entryMode": "contact", "terminalCapability": "4", "terminalPinCapability": "6", "emv": { "tags": "9F100706011103A000009F26089302EDF8DC3C6E519F02060000000011009F03060000000000009F1A020840950500000000005F2A0208409A031807039C01009F37043444BDD7820200009F360200019F330360B0E89F1E04123456789F2701809F6E04207000009F7C140000000000000000000000000000000000000000", "cardSequenceNumber": "01" }, "trackData": ";4xxxxxxxxxxx0135=28122011758928889?" }, "merchantInformation": { "transactionLocalDateTime": "20251110115959" }}{ "_links": { "void": { "method": "POST", "href": "/pts/v2/payments/7686002727826702603813/voids" }, "self": { "method": "GET", "href": "/pts/v2/payments/7686002727826702603813" } }, "clientReferenceInformation": { "code": "test123", "transactionId": "uniqueValue123" }, "id": "7686002727826702603813", "orderInformation": { "amountDetails": { "totalAmount": "9900.00", "authorizedAmount": "9900.00", "currency": "USD" } }, "paymentAccountInformation": { "card": { "type": "001" } }, "paymentInformation": { "accountFeatures": { "category": "A", "group": "0" }, "tokenizedCard": { "type": "001" }, "card": { "type": "001" } }, "pointOfSaleInformation": { "emv": { "tags": "9F36020015910AB58D60185BEF0247303072179F180430303031860E04DA9F580903B1BAEDFD1438BA48" } }, "processorInformation": { "systemTraceAuditNumber": "401178", "merchantNumber": "123456789012", "approvalCode": "831000", "networkTransactionId": "016153570198200", "retrievalReferenceNumber": "601621401178", "transactionId": "016153570198200", "responseCode": "00", "avs": { "code": "2" } }, "reconciliationId": "7686002727826702603813", "status": "AUTHORIZED", "submitTimeUtc": "2026-01-16T21:51:13Z"}| Field | Description |
|---|---|
clientReferenceInformation. | — |
clientReferenceInformation. | provides the value for this field. |
clientReferenceInformation. | — |
merchantInformation. | — |
orderInformation. | — |
orderInformation. | — |
paymentInformation. | — |
pointOfSaleInformation. | A value is required for contact or contactless entry modes. |
pointOfSaleInformation. | A value is required for contact or contactless entry modes. |
pointOfSaleInformation. | — |
pointOfSaleInformation. | — |
pointOfSaleInformation. | — |
pointOfSaleInformation. | — |
processingInformation. | Set the value to true. |
processingInformation. | Set the value to true when sale transactions are supported. |
processingInformation. | Set the value to retail. |
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Last published: October 28, 2026