Mastercard Authorization
Use this information to process a Mastercard authorization with EMV data for a nominal amount.
Response Field Handling
When you receive the AUTH_DECLINE_CAPTURE_POSSIBLE value in the errorInformation.reason field of an authorization response, it indicates that a capture attempt will not be rejected automatically. Before processing the capture, verify that it is permitted in this scenario by reviewing the card scheme's First Ride Risk and shared-liability rules.
For an example of the field data, see the response in the Visa Deferred Sale REST example. For more information about the field, see the errorInformation.reason field description.
Endpoints
POST /pts/v2/payments
POST /pts/v2/payments
Example
{ "clientReferenceInformation": { "comments": "TransitDA BAU nominal value auth", "code": "10000568", "transactionId": "20000568", "partner": { "thirdPartyCertificationNumber": "BPCDRC220403", "solutionId": "548UHQ8Z" } }, "processingInformation": { "industryDataType": "transit", "commerceIndicator": "retail", "capture": "false", "captureOptions": { "dateToCapture": "0425" }, "authorizationOptions": { "authIndicator": "0", "deferredAuthIndicator": "true", "aggregatedAuthIndicator": "true", "transportationMode": "00" } }, "orderInformation": { "amountDetails": { "totalAmount": "10.00", "currency": "EUR" } }, "paymentInformation": { "card": { "type": "002" }, "initiationChannel": "00" }, "pointOfSaleInformation": { "terminalId": "12345678", "catLevel": "2", "entryMode": "contactless", "terminalCapability": "5", "terminalPinCapability": "0", "emv": { "tags": "5F2A0209768407A00000000410109F360200039F03060000000000009C01005F3401019F10120110A0000F040000000000000000000000FF9F33030008C89A032204259F2608093A260A58500E949F2701809F020600000000010082021B809F34033F00029F1A0209769F37046F4D8104950500200000019F6E06005601023030" }, "trackData": ";5413XXXXXXXXXXXX=49122010123456789?", "serviceCode": "201" }}{ "_links": { "self": { "method": "GET", "href": "/pts/v2/payments/6508877845426512004004" } }, "clientReferenceInformation": { "code": "10000574", "partner": { "solutionId": "548UHQ8Z" }, "transactionId": "20000574" }, "errorInformation": { "reason": "AUTH_DECLINE_CAPTURE_POSSIBLE", "message": "Authorization Declined. Follow-on Capture can be processed." }, "id": "6508877845426512004004", "pointOfSaleInformation": { "emv": { "tags": "9F36020015910AB58D60185BEF0247303072179F180430303031860E04DA9F580903B1BAEDFD1438BA48" } }, "processorInformation": { "systemTraceAuditNumber": "164207", "networkTransactionId": "016153570198200", "retrievalReferenceNumber": "211511164207", "transactionId": "016153570198200", "responseCode": "05", "avs": { "code": "2" } }, "status": "AUTHORIZED"}| Field | Type | Description |
|---|---|---|
clientReferenceInformation. | ||
clientReferenceInformation. | Set this field to TransitDA BAU nominal value auth. | |
clientReferenceInformation. | provides the value for this field. | |
clientReferenceInformation. | provides the value for this field. | |
clientReferenceInformation. | ||
orderInformation. | ||
orderInformation. | ||
paymentInformation. | Set this field to 002. | |
paymentInformation. | ||
pointOfSaleInformation. | Set this field to 2. | |
pointOfSaleInformation. | ||
pointOfSaleInformation. | Set this field to contactless. | |
pointOfSaleInformation. | ||
pointOfSaleInformation. | Set this field to 5. | |
pointOfSaleInformation. | ||
pointOfSaleInformation. | Set this field to 0. | |
pointOfSaleInformation. | ||
processingInformation. | Set this field to true. | |
processingInformation. | Set this field to 0. | |
processingInformation. | Set this field to true. | |
processingInformation. | ||
processingInformation. | ||
processingInformation. | Set this field to retail. | |
processingInformation. | Set this field to transit. |
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Last published: October 28, 2026