Required Fields for Authorizations with EMV Data

This table provides information about the fields required to process authorizations with EMV data:

`REST` API Field	American Express Account Status Check	American Express Delayed Online	Discover PAYG	Mastercard PAYG	Visa AVR	Information/Value
`clientReferenceInformation.code`	yes	yes	yes	yes	yes	—
`clientReferenceInformation.comments`	yes	yes	yes	yes	yes	For this value, see Mass Transit Transaction Types.
`clientReferenceInformation.partner.solutionId`	yes	yes	yes	yes	yes	provides the value for this field.
`clientReferenceInformation.partner.thirdPartyCertificationNumber`	yes	yes	yes	yes	yes	provides the value for this field.
`clientReferenceInformation.transactionId`	yes	yes	yes	yes	yes	—
`orderInformation.amountDetails.currency`	yes	yes	yes	yes	yes	—
`orderInformation.amountDetails.totalAmount`	yes	yes	yes	yes	yes	For Visa AVR, set this field to `0.00`.
`paymentInformation.card.type`	yes	yes	yes	yes	yes	—
`paymentInformation.initiationChannel`	no	no	no	yes	no	—
`pointOfSaleInformation.catLevel`	yes	yes	yes	yes	yes	Set this field to `2`.
`pointOfSaleInformation.emv.cardSequenceNumber`	yes	yes	yes	no	yes	For Visa, set this field to `1`.
`pointOfSaleInformation.emv.tags`	yes	yes	yes	yes	yes	—
`pointOfSaleInformation.entryMode`	yes	yes	yes	yes	yes	Set this field to `contactless`.
`pointOfSaleInformation.serviceCode`	no	no	no	yes	no	—
`pointOfSaleInformation.terminalCapability`	yes	yes	yes	yes	yes	Set this field to `5`.
`pointOfSaleInformation.terminalId`	yes	yes	yes	yes	yes	—
`pointOfSaleInformation.terminalPinCapability`	yes	yes	yes	yes	yes	Set this field to `0`.
`pointOfSaleInformation.trackData`	yes	yes	yes	yes	yes	—
`processingInformation.authorizationOptions.aggregatedAuthIndicator`	yes	no	yes	yes	no	Set this field to `true`.
`processingInformation.authorizationOptions.authIndicator`	no	no	no	yes	no	Set this field to `0`.
`processingInformation.authorizationOptions.deferredAuthIndicator`	yes	no	yes	yes	no	Set this field to `true`.
`processingInformation.authorizationOptions.transportationMode`	no	no	no	yes	no	—
`processingInformation.captureOptions.dateToCapture`	yes	yes	no	yes	no	—
`processingInformation.commerceIndicator`	yes	yes	yes	yes	yes	Set this field to `retail`.
`processingInformation.industryDataType`	yes	yes	yes	yes	no	Set this field to `transit`.

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Last published: October 28, 2026

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