Sales with Payment Network Tokens

This section shows you how to successfully process a sale with payment network tokens.

Supported Processors

These processors and card types support authorizations with payment network tokens.

Processor	Card Types
Chase Paymentech Solutions	Visa, Mastercard, American Express, Discover, Diners Club, JCB, Carte Blanche, Maestro (International)
Elavon Americas	Visa, Mastercard, American Express, JCB, Diners Club, Discover, China UnionPay
FDC Nashville Global	Mastercard and Visa
Streamline	Visa, Mastercard
	Visa, Mastercard, American Express, Discover, JCB, Diners Club
Worldpay VAP	Visa, Mastercard

Endpoints

POST /pts/v2/payments

Example

{  "orderInformation" : {    "billTo": {      "country": "US",      "lastName": "Kim",      "address1": "201 S. Division St.",      "postalCode": "48104-2201",      "locality": "Ann Arbor",      "administrativeArea": "MI",      "firstName": "Smith",      "email": ""    },    "amountDetails" : {      "totalAmount" : "100",      "currency" : "USD"    }  },    "paymentInformation" : {    "tokenizedCard" : {      "expirationYear" : "2030",      "number" : "CARD_NUMBER",      "expirationMonth" : "12",      "transactionType" : "1",      "cryptogram" : "qE5juRwDzAUFBAkEHuWW9PiBkWv="    }  }}

{    "_links": {        "authReversal": {            "method": "POST",            "href": "/pts/v2/payments/6838294805206235603954/reversals"        },        "self": {            "method": "GET",            "href": "/pts/v2/payments/6838294805206235603954"        },        "capture": {            "method": "POST",            "href": "/pts/v2/payments/6838294805206235603954/captures"        }    },    "clientReferenceInformation": {        "code": "1683829480593"    },    "id": "6838294805206235603954",    "orderInformation": {        "amountDetails": {            "authorizedAmount": "100.00",            "currency": "USD"        }    },    "paymentAccountInformation": {        "card": {            "type": "001"        }    },    "paymentInformation": {        "tokenizedCard": {            "type": "001"        },        "card": {            "type": "001"        }    },    "pointOfSaleInformation": {        "terminalId": "111111"    },    "processorInformation": {        "approvalCode": "888888",        "networkTransactionId": "123456789619999",        "transactionId": "123456789619999",        "responseCode": "100",        "avs": {            "code": "1"        }    },    "reconciliationId": "60332034UHI9PRJ0",    "status": "AUTHORIZED",    "submitTimeUtc": "2026-05-11T18:24:40Z"}

Required Fields

Field	Description
`orderInformation.amountDetails.currency`
`orderInformation.amountDetails.totalAmount`	—
`orderInformation.billTo.address1`	—
`orderInformation.billTo.email`	—
`orderInformation.billTo.firstName`	—
`orderInformation.billTo.lastName`	—
`paymentInformation.tokenizedCard.cryptogram`	—
`paymentInformation.tokenizedCard.expirationMonth`	—
`paymentInformation.tokenizedCard.expirationYear`	—
`paymentInformation.tokenizedCard.transactionType`	This field is required for only Elavon Americas and .
`processingInformation.capture`	Set the value to `true`.

Optional Fields

You can use these optional fields to include additional information when processing a sale with a payment network token.

Optional Fields

Field	Description
`clientReferenceInformation.code`	—
`consumerAuthenticationInformation.cavv`	For `3-D Secure` in-app transactions for Visa and JCB, set this field to the 3-D Secure `cryptogram`. Otherwise, set to the network token cryptogram.
`consumerAuthenticationInformation.ucafAuthenticationData`	For Mastercard requests using 3-D Secure, set this field to the Identity Check cryptogram.
`consumerAuthenticationInformation.ucafCollectionIndicator`	For Mastercard requests using 3-D Secure, set the value to `2`.
`orderInformation.amountDetails.currency`	—
`orderInformation.amountDetails.totalAmount`	—
`orderInformation.billTo.address1`	—
`orderInformation.billTo.country`	—
`orderInformation.billTo.email`	—
`orderInformation.billTo.firstName`	—
`orderInformation.billTo.lastName`	—
`orderInformation.billTo.locality`	—
`orderInformation.billTo.postalCode`	Required only for transactions in the US and Canada.
`orderInformation.billTo.administrativeArea`	Required only for transactions in the US and Canada.
`processingInformation.commerceIndicator`	—
`paymentInformation.tokenizedCard.cardType`	It is strongly recommended that you send the card type even if it is optional for your processor. Omitting the card type can cause the transaction to be processed with the wrong card type.
`paymentInformation.tokenizedCard.cryptogram`	—
`paymentInformation.tokenizedCard.expirationMonth`	Set to the token expiration month that you received from the token service provider.
`paymentInformation.tokenizedCard.expirationYear`	Set to the token expiration year that you received from the token service provider.
`paymentInformation.tokenizedCard.number`	Set to the token value that you received from the token service provider.
`paymentInformation.tokenizedCard.requestorId`	Required on .
`paymentInformation.tokenizedCard.transactionType`	—

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Last published: October 28, 2026

Supported Processors

Endpoints

Example

Required Fields

Optional Fields

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