Relaxed Requirements

With relaxed requirements for address data and the expiration date, not all standard payment request fields are required. It is your responsibility to determine whether your account is enabled to use this feature and which fields are required.

Requirements

You must contact customer support to enable relaxed requirements for address data and expiration date.

Services

Relaxed requirements for address data and expiration date are supported for these services:

Authorization
Capture
Stand-alone credit
Subscription create
Subscription update

Processors

Relaxed requirements for address data and expiration date are supported for these processors:

Chase Paymentech Solutions
Elavon Americas
FDC Nashville Global
Worldpay VAP

Relaxed Fields

It is your responsibility to determine whether a field is required for the transaction you are requesting. For example, an issuing bank can decline an authorization request for a recurring transaction with a Visa Europe card if the expiration date is incorrect, invalid, or missing. If you do not provide the correct expiration date for a recurring transaction, the authorization request might be declined.

These processor sections list the relaxed fields and any additional requirements for each supported processor.

Visa Platform Connect

Field	Requirement
`orderInformation.billTo.address1`	—
`orderInformation.billTo.administrativeArea`	—
`orderInformation.billTo.country`	—
`orderInformation.billTo.email`	—
`orderInformation.billTo.firstName`	—
`orderInformation.billTo.lastName`	—
`orderInformation.billTo.locality`	—
`orderInformation.billTo.postalCode`	—
`paymentInformation.card.expirationMonth`	You must also include `paymentInformation.card.expirationYear`. You can submit an expiration date that has expired; this exception does not apply when you combine any of the services that support relaxed requirements with any other service. This field is required for payment network token transactions and subscription creation requests.
`paymentInformation.card.expirationYear`	You must also include `paymentInformation.card.expirationMonth`. You can submit an expiration date that has expired; this exception does not apply when you combine any of the services that support relaxed requirements with any other service. This field is required for payment network token transactions and subscription creation requests.

Elavon Americas

Field	Requirement
`orderInformation.billTo.address1`	—
`orderInformation.billTo.administrativeArea`	—
`orderInformation.billTo.country`	—
`orderInformation.billTo.email`	—
`orderInformation.billTo.firstName`	—
`orderInformation.billTo.lastName`	—
`orderInformation.billTo.locality`	—
`orderInformation.billTo.postalCode`	You must also include `orderInformation.billTo.country`.
`paymentInformation.card.expirationMonth`	You must also include `paymentInformation.card.expirationYear`. This field is required for payment network token transactions and subscription creation requests.
`paymentInformation.card.expirationYear`	You must also include `paymentInformation.card.expirationMonth`. This field is required for payment network token transactions and subscription creation requests.

FDC Nashville Global

Field	Requirement
`orderInformation.billTo.address1`	—
`orderInformation.billTo.administrativeArea`	—
`orderInformation.billTo.country`	—
`orderInformation.billTo.email`	—
`orderInformation.billTo.firstName`	—
`orderInformation.billTo.lastName`	—
`orderInformation.billTo.locality`	—
`orderInformation.billTo.postalCode`	—
`paymentInformation.card.expirationMonth`	You can submit an expiration date that has expired; this exception does not apply when you combine any of the services that support relaxed requirements with any other service. This field is required for payment network token transactions and subscription creation requests.
`paymentInformation.card.expirationYear`	You can submit an expiration date that has expired; this exception does not apply when you combine any of the services that support relaxed requirements with any other service. This field is required for payment network token transactions and subscription creation requests.

Chase Paymentech Solutions

Field	Requirement
`orderInformation.billTo.address1`	—
`orderInformation.billTo.administrativeArea`	—
`orderInformation.billTo.country`	—
`orderInformation.billTo.email`	—
`orderInformation.billTo.firstName`	—
`orderInformation.billTo.lastName`	—
`orderInformation.billTo.locality`	—
`orderInformation.billTo.postalCode`	—
`paymentInformation.card.expirationMonth`	You can submit an expiration date that has expired; this exception does not apply when you combine any of the services that support relaxed requirements with any other service. This field is required for payment network token transactions and subscription creation requests.
`paymentInformation.card.expirationYear`	You can submit an expiration date that has expired; this exception does not apply when you combine any of the services that support relaxed requirements with any other service. This field is required for payment network token transactions and subscription creation requests.

Vantiv CNP

Field	Requirement
`orderInformation.billTo.address1`	—
`orderInformation.billTo.administrativeArea`	—
`orderInformation.billTo.country`	—
`orderInformation.billTo.email`	—
`orderInformation.billTo.firstName`	—
`orderInformation.billTo.lastName`	—
`orderInformation.billTo.locality`	—
`orderInformation.billTo.postalCode`	You must also include `orderInformation.billTo.country`.
`paymentInformation.card.expirationMonth`	You must also include `paymentInformation.card.expirationYear`. This field is required for payment network token transactions and subscription creation requests.
`paymentInformation.card.expirationYear`	You must also include `paymentInformation.card.expirationMonth`. This field is required for payment network token transactions and subscription creation requests.

Was this page helpful?

Last published: October 28, 2026